Roth 401k Calculator - Compare Tax Benefits

Our Roth 401k calculator helps you understand the tax implications of Roth vs Traditional 401k contributions. See how tax-free growth can benefit your retirement.

Roth vs Traditional 401k

The main difference between Roth and Traditional 401k is when you pay taxes:

• Traditional 401k: Contributions reduce your current taxes. You pay taxes when you withdraw in retirement.
• Roth 401k: Contributions are made with after-tax dollars. Withdrawals in retirement are completely tax-free.

FAQ

Is Roth 401k better than Traditional?

It depends on your tax situation. If you expect to be in a higher tax bracket in retirement, Roth is typically better.

Do employer matches go to Roth?

Employer match contributions always go to a pre-tax account, even if you contribute to a Roth 401k.